To the Business Person

As a business person you will no doubt have experienced frustration in identifying which lender provides the best possible structure for your borrowing requirements. There are a number of factors which determine what deal you receive from a lender. They include; type of business, length/terms of leases, industry experience, type of security, relevant licenses and the list goes on.

A better deal is not always necessarily based on rate only. There are a number of different aspects of a finance deal which may assist your business. For example;

Better Loan Terms (int only or longer P&I arrangements).

Credit Lines – helping you utilise equity in your assets.

Higher loan ratios (LVR).

Ongoing Fees.

Cheaper and more flexible banking arrangements (Overdrafts etc).

The combined mix of these factors, matched with the right lender can lead to REDUCED BORROWING COSTS and/or IMPROVED CASH FLOW for your business.