Throughout this statement "this website" refers to the web pages contained within the internet domain e-m-a-i-l.com.au which is owned and operated by E-M-@-I-Loans (QLD BN20162182) and E-M-@-I-L-Homes (ABN: 71 831 809 432)

Use only as a guide

No part of this website's content constitutes legal or financial advice.

The material on this website is presented as general guidance information only, there are no expressions or implications which suggest that any personal or financial decision(s) or any action(s) could (or should) be made based solely on this material.

Within the limits of law, neither E-M-@-I-Loans, E-M-@-I-L-Homes nor any party associated with this website and its contents will accept responsibility for any repercussions arising from any decision(s) and / or action(s) taken by anyone based on their reliance upon, incorrect interpretation(s) of or inappropriate inference(s) taken from any material on this website.


The material on this website was accurate at the time of publication.

Whilst we take reasonable steps to maintain accuracy, the dynamic nature of financial and real estate markets may introduce minor discrepancies. In the context of general guidance, any such discrepancies are unlikely to be significantly misleading.

If you need precise information please contact us to arrange a consultation, we strongly advise that you seek preliminary, independent legal and financial advice before committing to any financial contract.

Security and Confidentiality

Organising a mortgage or equity loan (for example) is a complex process involving sensitive personal information. Accuracy, confidentiality, security and an optimal outcome can be best achieved "face to face", for these reasons we ask that you not send us any sensitive personal details by email or any other means of electronic transmission.

Within the limits of law, neither E-M-@-I-Loans, E-M-@-I-L-Homes nor any party associated with this website will accept responsibility for unauthorised discovery of any information sent by any publicly accessible network, eg. internet, email, fax, SMS, MMS, etc.

See our privacy statement for details.

Whilst reasonable measures are implemented to prevent data corruption and the intrusion of viruses, worms, trojans and any other malicious software, it is impossible to give an absolute guarantee that these corruptions and / or intrusions will not occur.

Therefore neither E-M-@-I-Loans, E-M-@-I-L-Homes nor any party associated with this website warrants that this website is free from the effects of any malicious software or any corruption of any files which make up this website.

You should ensure that you have effective and up to date firewall, anti-virus and anti-spyware programs installed on your computer to minimise the risks of your computer suffering the effects of malicious software.

Liability of E-M-@-I-Loans, E-M-@-I-L-Homes and any party associated with this website extends only to replacing any defective file(s) accessed by a visitor to this website.

Links to other Websites

This website includes links to websites which are not under the control of

E-M-@-I-Loans or E-M-@-I-L-Homes.

Use of these links is entirely at your discretion, neither E-M-@-I-Loans nor E-M-@-I-L-Homes accepts no responsibility for any consequence arising from such usage.

Additionally, the inclusion of these links (both textual and graphic) does not imply any endorsement (by the organisations linked to) of any part of this website and no inferences should be taken from their absolute or relative positioning or from any exclusions.

We do not believe that any part of the content of this website is discriminatory, judgemental, misleading, defamatory, etc - it is only a generalised guide.

If you have issues with any part of this website please contact us to discuss this.


All the graphics appearing on this website are registered trademarks and / or registered brand names and / or registered domain names and / or company logos which both represent and are intrinsically proprietary assets of the owner(s) and as such are protected by relevant laws.

Unauthorised copying and reproduction of any part of this website beyond the purpose of search engine caching or personal use is prohibited.